Financial Services Guide

Bond Adviser Pty Limited – 26 October 2023

This Financial Services Guide (FSG) provides you with information about us, to help you decide whether to use the services we offer.

It explains:

• the services offered by us;
• how instructions may be provided to us;
• how we are remunerated; and
• the details of our internal and external complaints handling procedures and how you can access them.

This FSG is provided by Bond Adviser Pty Limited (ACN 164 148 467), holder Australian Financial Services Licence (AFSL) 456783. Our contact details are:
Postal address: Level 34 Rialto North Tower, 525 Collins Street Melbourne VIC 3000
Phone (03) 9670 8615
Email: info@bondadviser.com.au

BondAdviser is an Australian financial services and technology company. Established in 2014 it has become a leading provider of investment research, asset management, data analytics and platforms with a specialised focus on in public and private debt capital markets. BondAdviser is proud to be an employee-controlled business delivering investment solutions for the Wealth and Asset Management industry.

BondAdviser’s AFSL authorises it to provide general financial advice, to both retail and wholesale clients, for the following classes of financial products:

• basic and non-basic deposit and payment products;
• derivatives;
• debentures, stocks or bonds issued or proposed to be issued by a government;
• foreign exchange contracts;
• interests in managed investment schemes, excluding investor directed portfolio services; and
• securities.
• Deal in a financial product to wholesales clients by: issuing, applying for, acquiring, varying or disposing of a financial product in respect of derivatives;
• applying for, acquiring, varying or disposing of a financial product on behalf of another person in respect of the following classes of products:
  • deposit and payment products limited to basic deposit products;
  • derivatives;
  • foreign exchange contracts;
  • debentures, stocks or bonds issued or proposed to be issued by a government;
  • interests in managed investment schemes excluding IDPS; and
  • securities.

The web application, the content and the reports are not intended to provide financial product advice and must not be relied upon as such. The content and the reports are not and shall not be construed as financial product advice. The statements and/or recommendations on this web application, the content and/or the reports are our opinions only. We do not express any opinion on the future or expected value of any Security and do not explicitly or implicitly recommend or suggest an investment strategy of any kind.

The content and the reports provided at this web application have been prepared based on available data to which we have access. Neither the accuracy of that data nor the research methodology used to produce the Content and reports can be guaranteed or warranted. Some of the research used to create the content is based on past performance. Past performance is not an indicator of future performance. We have taken all reasonable steps to ensure that any opinion or recommendation in the content or the reportsContent or the reports is based on reasonable grounds. The data generated by the research in the content or the reports is based on research methodology that has limitations; and some of the information in the content or the reports is based on information from third parties.

We do not guarantee the currency of the content or the reportsContent or the reports. If you would like to assess the currency, you should compare the content or the reports with more recent characteristics and performance of the assets mentioned within it. You acknowledge that investment can give rise to substantial risk and a product mentioned in the content or the reports may not be suitable to you.

You should obtain independent advice specific to your particular circumstances, make your own enquiries and satisfy yourself before you make any investment decisions or use the content or the reports for any purpose. This web application and the Content and the Reports provide general information only. There has been no regard whatsoever to your own personal or business needs, your individual circumstances, your own financial position or investment objectives in preparing the information and Reports available at this web application.

We do not accept responsibility for any loss or damage, however caused (including through negligence), which you may directly or indirectly suffer in connection with your use of this web application or the Reports, nor do we accept any responsibility for any such loss arising out of your use of, or reliance on, information contained on or accessed through this web application, the content or the reports.

You can give us information by phone, post, or email. In some cases, you will need to complete and return certain documents, such as a subscription agreement and a client identification form.

Our clients are product issuers that pay us to prepare research reports, or users that pay for subscriptions to access content delivered through our proprietary research as a service platform.  We receive income from these contracted services only.  Research fees are not linked to the research outcome for a particular financial product. We are not involved in execution services.  There are two levels of subscription being standard and professional package with different features and content.  Subscription fees are privately agreed with each client and depend on the range of publications/services accessed, user numbers and other factors.

BondAdviser’s related body corporate, BA Asset Management Pty Ltd deals with wholesale clients only. It receives a management fee from these clients. The fee is calculated as a percentage of assets under management. If you invest in our managed funds, the management fee is calculated daily in the unit price of the fund and paid monthly.

BondAdviser does not pay a fee to any person who refers you to use our services.  Research, subscription and licencing fees are our primary form of income and are generally the only remuneration received. BondAdviser, however, reserve the right to accept solicited research fees where it is satisfied that the research fee is not going to result in an associations or relationships that could reasonably influence our research.

BondAdviser’s employees are employed by BondAdviser and its related body corporate, BA Asset Management. All employees are paid a salary and may receive a discretionary bonus which is not guaranteed.

We have a professional indemnity insurance policy in place that complies with section 912B of the Corporations Act and ASIC Regulatory Guide 126.

Subject to the matters below, Bond Adviser acts for clients that are product issuers and subscribers to its web application, when providing financial services. Bond Adviser has a conflicts of interest policy which seeks to:

• Identify conflicts of interests
• Control and avoid conflicts of interest
• Disclose conflicts of interest to clients

BondAdviser’s related body corporate, BA Asset Management (Investment Manager), which provides investment management services to wholesale clients.

BondAdviser does not publish research on the Investment Manager’s investment products. The Investment Manager is not permitted to acquire products with a sell rating issued by BondAdviser, nor hold such products for a period of 3 months of a sell rating being initiated.

BondAdviser staff are generally not permitted to hold products that they rate, subject to any approvals under BondAdviser’s Securities Dealing Policy.

BondAdviser’s conflicts management arrangements are governed by a comprehensive conflicts of interest policy. The conflicts of interest policy was prepared with regard to ASIC RG 79 and RG 181.

If you have a complaint about the services provided to you, the following steps should be taken:

Contact us and tell us about your complaint. If your complaint is not satisfactorily resolved within seven days, please call our Complaints Manager on 03 9670 8615 or you can put your complaint in writing and forward it to:

The Complaints Manager

Bond Adviser Pty Limited

Level 34, Rialto North Tower

525 Collins Street

Melbourne VIC 3000

The Complaints Manager will endeavour to investigate and resolve your complaint, and communicate his decision to you, within 30 days. If you still do not receive a satisfactory outcome, you may lodge a complaint with the Australian Financial Complaints Authority (AFCA)  by contacting them online, over the phone or by email.

Website: visit www.afca.org.au.

Phone: 1800 931 678

Email:  info@afca.org.au